SBI Junior Associates Clerk Syllabus 2026 & Exam Pattern – Prelims, Mains, Subjects & Topics

SBI Junior Associates Clerk Syllabus 2026: Get the complete SBI Clerk exam pattern and syllabus for Prelims and Mains, including English, Numerical Ability, Reasoning, General/Financial Awareness, Quantitative Aptitude and Computer Aptitude topics. Check marks, questions, sectional timing, negative marking and preparation tips.

By Ayushi Gupta
13 Aug 2026
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SBI Junior Associates Clerk Syllabus 2026 & Exam Pattern – Prelims, Mains, Subjects & Topics

SBI Junior Associates Clerk Syllabus 2026: The State Bank of India (SBI) conducts the Junior Associates (Customer Support & Sales) recruitment for clerical cadre posts. Candidates are required to qualify the Online Preliminary Examination followed by the Online Main Examination. The SBI Clerk syllabus covers English Language, Numerical Ability, Reasoning Ability, General/Financial Awareness, Quantitative Aptitude and Computer Aptitude.

SBI Clerk Exam Pattern 2026 – Overview

Exam Name SBI Junior Associates Clerk Examination 2026
Conducting Authority State Bank of India (SBI)
Post Junior Associate (Customer Support & Sales)
Selection Process Preliminary Examination & Main Examination
Prelims 100 Questions, 100 Marks
Mains 190 Questions, 200 Marks
Negative Marking 1/4 Mark for Each Wrong Answer
Mode of Exam Online Computer Based Test

SBI Clerk Prelims Exam Pattern 2026

The SBI Clerk Preliminary Examination consists of three sections: English Language, Numerical Ability and Reasoning Ability. The examination contains 100 questions for 100 marks and is conducted for a total duration of 60 minutes. Each section has a separate time limit of 20 minutes.

Subject Questions Marks Time
English Language 30 30 20 Minutes
Numerical Ability 35 35 20 Minutes
Reasoning Ability 35 35 20 Minutes
Total 100 100 60 Minutes

Important Points – SBI Clerk Prelims

  • Total questions: 100
  • Total marks: 100
  • Total duration: 60 minutes
  • 20 minutes are allotted to each section.
  • The examination is conducted online.
  • Negative marking is applicable for incorrect objective answers.
  • There is no interview for SBI Junior Associate recruitment.

SBI Clerk Prelims English Language Syllabus 2026

The English Language section tests candidates on grammar, vocabulary, reading comprehension and sentence structure.

Important Topics

  • Reading Comprehension
  • Cloze Test
  • Error Detection
  • Sentence Correction
  • Fill in the Blanks
  • Para Jumbles
  • Sentence Rearrangement
  • Phrase Replacement

Grammar & Vocabulary

  • Synonyms and Antonyms
  • Idioms and Phrases
  • Spelling Correction
  • Subject-Verb Agreement
  • Tenses
  • Articles
  • Prepositions
  • Active and Passive Voice

SBI Clerk Prelims Numerical Ability Syllabus 2026

Simplification
Approximation
Number Series
Percentage
Ratio and Proportion
Average
Profit and Loss
Simple Interest
Compound Interest
Time and Work
Time, Speed and Distance
Boats and Streams
Partnership
Mixture and Allegation
Problems on Ages
Probability
Permutation and Combination
Data Interpretation
Quadratic Equations
LCM and HCF
Mensuration

SBI Clerk Prelims Reasoning Ability Syllabus 2026

Puzzles
Seating Arrangement
Syllogism
Inequality
Coding-Decoding
Blood Relations
Direction and Distance
Alphanumeric Series
Order and Ranking
Input-Output
Data Sufficiency
Logical Reasoning
Statement and Conclusion
Analogy
Classification

SBI Clerk Mains Exam Pattern 2026

Candidates who qualify in the Preliminary Examination are shortlisted for the Main Examination. The SBI Clerk Main Examination consists of four sections and carries a total of 200 marks.

Subject Questions Marks Time
General/Financial Awareness 50 50 35 Minutes
General English 40 40 35 Minutes
Quantitative Aptitude 50 50 45 Minutes
Reasoning Ability & Computer Aptitude 50 60 45 Minutes
Total 190 200 160 Minutes

General/Financial Awareness Syllabus

  • Current Affairs
  • National and International News
  • Government Schemes
  • Important Appointments
  • Awards and Honours
  • Books and Authors
  • Sports
  • Important Days
  • Banking Awareness
  • Static General Knowledge
  • RBI
  • Monetary Policy
  • Repo Rate
  • Reverse Repo Rate
  • CRR and SLR
  • Bank Rate and MSF
  • Inflation
  • GDP
  • Fiscal Policy
  • Financial Markets
  • UPI
  • NEFT, RTGS and IMPS
  • NPCI
  • Financial Inclusion
  • Union Budget
  • Economic Survey

SBI Clerk Mains General English Syllabus 2026

English Topics

  • Reading Comprehension
  • Cloze Test
  • Error Detection
  • Sentence Improvement
  • Fill in the Blanks
  • Para Jumbles
  • Sentence Rearrangement
  • Phrase Replacement

Grammar & Vocabulary

  • Synonyms and Antonyms
  • Idioms and Phrases
  • Word Usage
  • Spelling
  • Tenses
  • Articles
  • Prepositions
  • Subject-Verb Agreement

SBI Clerk Mains Quantitative Aptitude Syllabus 2026

Percentage
Profit and Loss
Discount
Ratio and Proportion
Average
Partnership
Mixture and Allegation
Simple Interest
Compound Interest
Time and Work
Pipes and Cisterns
Time, Speed and Distance
Boats and Streams
Problems on Ages
Probability
Permutation and Combination
Simplification
Approximation
Number Series
Quadratic Equations
Data Interpretation
Data Sufficiency

SBI Clerk Mains Reasoning Ability & Computer Aptitude Syllabus 2026

Reasoning Ability

  • Puzzles
  • Seating Arrangement
  • Syllogism
  • Inequality
  • Coding-Decoding
  • Blood Relations
  • Direction Test
  • Ranking
  • Alphanumeric Series
  • Input-Output
  • Data Sufficiency
  • Logical Reasoning
  • Statement and Conclusion
  • Statement and Assumption
  • Cause and Effect
  • Course of Action

Computer Aptitude

  • Fundamentals of Computers
  • History and Generations of Computers
  • Computer Hardware
  • Computer Software
  • Input and Output Devices
  • Computer Memory
  • Operating Systems
  • MS Word
  • MS Excel
  • MS PowerPoint
  • Internet
  • Email
  • Computer Networking
  • Computer Virus and Malware
  • Cyber Security
  • Shortcut Keys
  • Database Basics
  • Computer Abbreviations

SBI Clerk Selection Process 2026

Preliminary Examination
Main Examination
Final Selection

There is no interview stage for SBI Junior Associate recruitment. Candidates who qualify the Preliminary Examination are shortlisted for the Main Examination as per SBI's applicable recruitment criteria.

SBI Clerk Negative Marking 2026

There is negative marking in the objective tests. For each incorrect answer, one-fourth (1/4) of the marks assigned to that question will be deducted. Candidates should therefore attempt questions carefully and avoid unnecessary guessing.

SBI Clerk Preparation Strategy 2026

1. Build Strong Fundamentals

Start with basic concepts of Quantitative Aptitude, Reasoning, English Grammar, Computer Awareness and Banking Awareness.

2. Practice Topic-Wise Questions

Complete individual topics and solve sufficient practice questions before moving to full-length mock tests.

3. Improve Speed and Accuracy

Since sectional timing is applicable, practice solving questions within a fixed time limit.

4. Practice Mock Tests

Attempt regular sectional and full-length mock tests and analyse incorrect, unattempted and time-consuming questions.

5. Prepare Current Affairs

Focus on recent national and international events, banking news, financial awareness, government schemes and important economic developments for the Main Examination.

SBI Clerk Important Topics – Subject Wise

Subject Important Topics
English Reading Comprehension, Cloze Test, Error Detection, Para Jumbles, Vocabulary
Numerical Ability Simplification, Number Series, Arithmetic, Data Interpretation, Quadratic Equations
Reasoning Puzzles, Seating Arrangement, Syllogism, Inequality, Coding-Decoding
General/Financial Awareness Current Affairs, Banking Awareness, RBI, Financial Awareness, Government Schemes
Computer Aptitude Computer Fundamentals, Hardware, Software, Internet, Networking, MS Office

SBI Clerk Exam Pattern 2026 – Key Points

  • Prelims consists of 100 questions for 100 marks.
  • Prelims duration is 60 minutes.
  • Each Prelims section has a 20-minute sectional time limit.
  • Mains consists of 190 questions for 200 marks.
  • Mains duration is 160 minutes.
  • Separate sectional timings are applicable in the Main Examination.
  • Negative marking is applicable for wrong objective answers.
  • There is no interview for SBI Junior Associate recruitment.
  • General/Financial Awareness is important for the Main Examination.
  • Reasoning Ability and Computer Aptitude together carry 60 marks.

Conclusion

SBI Junior Associates Clerk preparation requires a balanced combination of conceptual knowledge, regular practice, speed and accuracy. Candidates should give special attention to puzzles, seating arrangement, arithmetic, data interpretation, reading comprehension, current affairs and banking awareness. Regular sectional tests and full-length mock tests can help candidates understand their strengths and weaknesses and improve their performance before the examination.

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